C5iSR is the framework I've used for two decades to manage my own family's money — and it's the same framework I now teach to other men, families, and small operators who want their finances to look like their faith. No casino mindset, no get-rich-quick schemes, no shame about the past. Just biblical principles applied to budgets, crypto, real estate, and long-term provision.
"Moreover, it is required of stewards that they be found faithful." — 1 Corinthians 4:2 (NKJV)
Five disciplines that turn money from a master into a tool — each one drawn from Scripture, each one road-tested in a Marine pilot's household, and each one applicable whether you're paying down debt or stewarding generational wealth.
Every dollar belongs to Him first; we're stewards, not owners. The first move is always tithing and the last move is always thanksgiving.
Bitcoin, Ethereum, NEO — sovereign assets you actually hold, not paper claims. Zero leverage, conviction sizing, a long horizon.
Real businesses with real customers — a photography studio, an Airbnb portfolio, a ministry — not speculation dressed up as productivity.
Index funds, gold, silver, real estate, crypto — diversified across sovereign categories so no single failure mode wipes the family out.
Budget, track, pay down debt, give generously, plan for the long arc — the unglamorous work that compounds over decades.
Pouring back into family, church, and brothers in the trenches — because money you cannot give away is money that owns you.
Not sure which door is the right one? Start here. Tell me where you are, where you want to go, and I'll tell you honestly whether C5iSR coaching is going to move the needle for you — or whether you need something different first.
Book the Call →The full intake — eight sections covering your household, debt picture, income streams, crypto strategy, real estate, giving, and generational plan. You walk away with a written stewardship roadmap and a follow-up cadence that holds you accountable.
Begin Intake →For families and operators who need more than a one-time plan — weekly working sessions on budgets, deal flow, crypto rebalancing, and the harder conversations marriage requires when money is on the table. By referral after intake.
Inquire →The 90-minute intake is not a sales pitch dressed up as a discovery — it's a full diagnostic. We work through eight sections together, on a video call, with your spouse on the line if you're married. You leave with a written stewardship roadmap and a clear next step. Here's exactly what we cover, in order.
Marital status, dependents, employment, season of life. Before we touch a dollar figure I want to know who we're planning for — a single mom, a young couple just married, a Marine retiring at 20, a widow stewarding what her husband left. The plan looks different for each.
Income range, monthly cash flow, total debt, and what kind of debt it is — credit cards, student loans, mortgage, medical, business. No judgment, ranges are fine. I just need an honest snapshot of the terrain so the plan is built on what's actually there.
Savings on hand, retirement and brokerage accounts, crypto holdings, gold and silver, real estate, business equity, insurance. We map the full balance sheet — most folks have more going on than they realize, and the gaps usually live somewhere they've stopped looking.
Tithing, generosity, and how your faith is currently shaping how you handle money — or where it isn't yet. This is the section most other coaches skip entirely. We don't, because if the foundation isn't right the framing won't hold weight.
Your primary goal — debt freedom, emergency fund, investment growth, passive income, legacy planning — plus the 6-month target and the 5-year vision in your own words. Vague goals produce vague plans, so we get specific here and we get it on paper.
Experience level, current holdings, the strategies you're curious about, and the fears that have kept you out. If crypto isn't your lane we skip it — but if it is, this is where I lean in hardest because it's where most coaches have nothing useful to say.
How ready you are to actually change behavior — on a 1-to-10 — and what's stopped you before. Fear, shame, a spouse who wasn't on board, budgets that never stuck, advisors you couldn't trust. We name it so it doesn't get to drive the plan from the backseat.
Within 48 hours of the call I send you a written C5iSR roadmap — your starting position, the next three moves in priority order, the scriptures behind them, and a recommendation on whether ongoing coaching makes sense or whether you've got what you need to run with it.
A note on confidentiality — what's said in the intake stays in the intake. No client list goes public, no testimonials get used without explicit permission, and nothing about your finances ever leaves my office without your written go-ahead.
I don't publish named testimonials on this page — financial coaching is a private conversation, and my clients have a right to keep their household's situation off the internet. What I can share are the patterns I hear, paraphrased, again and again about three months in.
"My wife and I haven't had a fight about money in two months. We have a budget meeting now — fifteen minutes on Sunday night — and the rest of the week the topic is closed. I didn't know that was possible."
— Paraphrased from married couples 60-90 days in
"I had no framework before — just a Coinbase account and a feeling that I should own some Bitcoin. Now I have a thesis, a sizing rule, and the discipline not to touch the position when the news cycle screams. The peace alone was worth it."
— Paraphrased from operators who came in crypto-curious
"I'd been telling myself I'd start tithing once the debt was gone. Adam walked me through the math, the scripture, and the order of operations — I started tithing the next Sunday and somehow the debt is shrinking faster than it was before. Make it make sense."
— Paraphrased from clients who entered with active consumer debt
If you'd like to talk to a real client before signing on, ask on the discovery call — I keep a short list of brothers who've offered to take a quiet phone call from someone considering the work. Never with names attached to this website.
I'm not selling a system I read in a book. I'm sharing the same playbook my own family runs on — twenty-three years of marriage, three kids, a ministry, two LLCs, a mortgage, a real crypto position, and a home church we tithe to faithfully. If it doesn't work for the Johns family, it doesn't get taught.
Pick the door that fits where you are right now. Either one will get you a real conversation with a real person — and walk you out with a real plan, not a sales pitch.